Those eligible for Part D coverage must be at least 65 years old or have a qualified disability. The deadline does not apply to beneficiaries who have less than $15,000 in income or less than $11,500 in assets, not including their homes.

Uncertain whether to enroll? An independent study last week by Lewin Group said those spending at least $381 a year on medications would save by enrolling in a plan. Those who spend less may want to enroll in an inexpensive plan to guard against future illness.

Get Weekly Deals | Write a letter to the editor | Subscribe and get two weeks free | Place an Ad