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Get freebies from your credit card

Posted Sep 18, 2012 by TBO.com

Updated Sep 18, 2012 at 01:34 PM

As a stagnant economy nudges back to life, credit card companies are getting ultracompetitive, and that means perks to entice customers back to borrowing.

Many of the extras are obvious, such as airline miles or cash back. But others require a little reading of the find print in the credit agreement.

You know, that pamphlet most people never read.

“You may have a ton of perks on your credit card and you don’t even know it,” said Gerri Detweiler, director of consumer education for Credit.com.

“Your credit card is not only a convenient way to pay for things; it can also get you a lot of great freebies.”

The key, she said, is to know what each card offers.

Many offer “price protection,” so if something bought with that card goes on sale for a lower price, the card will refund the difference. Others have “free return protection” if you simply don’t like the item.


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