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Victoria Lim - Consumer Updates

Life Insurance


Met Life is a great resource for choosing life insurance.  A professional can help you through the process and you can find one through Society of Financial Services Professionals.  But before you buy any product from any agent, check that both are licensed and have no complaints with the Florida Department of Financial Services.  You can also call 1-800-342-2762, which is the department’s hotline. 

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Posted by  John Gafford, Tampa, Fl on 09/15  at  11:43 AM

As an Insurance Professional I feel the need to add to this report. Many carriers now offer a “return of premium” rider on term life products. This enables the consumer to purchase lower cost term products AND get 100% of premiums back at the end of the term. Second, I find the advice to contact METLIFE (though a good company) limits you as a smart consumer. A METLIFE agent will present you with METLIFE products only. By utilizing an independent agent you will have the option of shopping and comparing from dozens of potential carriers, enabling you to make a fully informed decision.


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